Overview
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Investor Opportunity

Against every measure, Gravel Hill Motor Group is the better way to sell, buy and maintain your used vehicle.

Supercharge our vision to be the South East's largest independent, single-site used car dealership, delivering £1m+ profit per annum and driving towards a £6m+ valuation (debt & cash free) with a 2030 exit.

£2.15mTo expand Car Sales operations
100%Secured against property and stock inventory
70 → 180Increase in monthly vehicle sales
4xNet Monthly Profit: £30k → £120k
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Gravel Hill Today

A standardised, tech-led, vertically integrated dealership — not a traditional independent running on negotiation and outsourced prep.

90Vehicles in stock
8.5xTurnover
65Monthly Vehicles Sold
£1,493Profit per unit
£205kNet Profit — Year 1

The Opportunity at a Glance

Click into any section for the detail behind the headline numbers.

🧭01

Defining Gravel Hill

How a standardised, Hospitality-led, tech-enabled model differs from a traditional independent dealer.

📈02

The Journey so far

From an industrial warehouse in 2024 to a 250-vehicle forecourt by 2030.

🚗03

Sales Performance

£5.6m gross income over 7 months, 38% lead-to-sale conversion.

🔑04

Purchasing & Stock

Multi-channel sourcing, 8.5x stock turnover, 45 days average in stock.

🛠️05

Operational Excellence

95% health-checked and pre-sale inspected within 3 days of purchase.

💷06

Financial Projections

£7.8m revenue last year, forecast to £23.7m over the next 16 months.

🎯07

The Investment Ask

£2.15m growth investment, secured against land and vehicle assets.

🤝08

Meet the Team

An ownership and management structure built to scale beyond the founders.

At a Glance

The Site

  • Glass showroom & freehold site
  • 70-vehicle forecourt
  • Integrated 5-bay service workshop
  • MOT station & detailing facility
  • West Street, Havant, Hampshire PO9 1LT

The Market

  • 40,000 used cars bought & sold in Portsmouth (PO postcode) each year
  • Targeting 5% market share
  • Sustainable multi-channel sourcing

The Structure

  • Management structure separate from ownership
  • 5 ownership directors, 2 senior managers, 17 staff today
  • Growing to 26 staff by the 2030 forecast
01

Defining Gravel Hill

Unlike independent dealers still running on negotiation, outsourced prep, and inconsistent processes, Gravel Hill operates a standardised, hospitality-led, tech-enabled, vertically integrated model — sustainably sourced, quality-controlled, and built for higher margin per unit at scale.

Independent Dealers vs. Gravel Hill

Gravel Hill offers a superior digital & physical experience to its competitors.

DimensionIndependent Traditional DealersGravel Hill Motor Group
PricingNegotiation-based, inconsistent pricing, dependent on individual salespersonDynamic pricing, no negotiation — set at point of sale, adjusted to market data
Customer experienceTransactional, sales-led, variable by lot/staffHospitality-led — consistent, service-first experience. Underpinned by a business-wide CARE framework.
SourcingReliant on local auctions/trade-ins, limited reach, no sustainability lensCompetitive and sustainable sourcing across multiple channels — stronger buy-in position, responsibly sourced stock
Prep & quality controlOutsourced prep, inconsistent standards, little oversightFull control of the preparation process — integrated workshop + detailing facility, quality assured on every unit
Unit economicsVolume-driven, thin, inconsistent marginsHigh profit per unit — margin-led, disciplined model
Digital/techMinimal digital presence, manual processesTech/digital-led — modern, consistent buying journey

What Makes Gravel Hill Different

  • Vertically integrated, not outsourced — sourcing, prep, sales and aftersales all sit under one roof, on one freehold site, under one management structure.
  • Standardised, not negotiated — dynamic, market-data-led pricing set at point of sale replaces the inconsistency of salesperson-led negotiation.
  • Built for margin per unit, not volume alone — a disciplined buying process and full control of reconditioning protects unit economics as the business scales.
  • Management separate from ownership — the business already runs on a structure built to scale beyond the founding team, not one reliant on owner-operators.
02

The Journey so far

From a single industrial warehouse to a freehold glass showroom with an integrated workshop — and, with this investment, on to a 250-vehicle forecourt.

2024

The Starting Point

  • Industrial warehouse
  • 40-vehicle inventory @ avg £5,600 purchase price (total stock value c.£250k)
  • Owner operated + 4 staff
  • Average monthly sales: 35 vehicles
  • Monthly profit before tax: £10k
Today · 2026

Where We Are Now

  • Glass showroom, 70-vehicle forecourt, integrated 5-bay service workshop, MOT station, detailing facility (freehold)
  • 90-vehicle inventory @ avg £8,150 purchase price (total stock value c.£800k)
  • Management structure separate from ownership + 17 staff
  • Average monthly sales: 70 vehicles @ £1,493 profit per unit
  • Average monthly profit before tax: £22k
Tomorrow · Forecast

Post-Investment

  • Dominant online presence for the PO postcode — targeting 5% of the 40,000 used cars bought & sold in Portsmouth each year
  • Glass showroom, 250-vehicle forecourt, integrated 5-bay service workshop, MOT station, detailing facility
  • 270-vehicle inventory @ avg £9,500 purchase price (total stock value £2.5m)
  • Management structure separate from ownership + 26 staff
  • Average monthly sales: 225 vehicles @ £1,400 profit per unit
  • Average monthly profit before tax: £110k+

Growth at a Glance

90 → 2202.4xInventory Growth
£800k → £2m2.5xStock Value
17 → 261.5xStaff
£360k → £1.2m+3.3xNet Profit
03

Sales Performance

Monthly Gross Income

Retail + other income
0k 200k 400k 600k 800k 1,000k Jan Feb Mar Apr May Jun Jul
Income mix each month: retail car sales (the large majority), trade/PX sales, warranty sales, finance commissions, additional income and paint rebate.

Vehicles Purchased vs. Sold (Retail)

Vehicles purchased Vehicles sold (retail)
0 20 40 60 80 Jan Feb Mar Apr May Jun Jul
Purchasing and retail sales have tracked each other closely month to month — the discipline behind the 40–47 day average stock turn.

Profit Per Unit

£1,430.69Average profit per unit
£1,577Peak month — April
£1,292Lowest month — June
Average profit per unit (£)
£1,200 £1,300 £1,400 £1,500 £1,600 Jan Feb Mar Apr May Jun Jul

Finance & Insurance

Average F&I penetration currently sits at £90 per sale, with a plan to drive this towards £200 per sale as F&I processes are standardised across the sales team.

04

Purchasing & Stock

A disciplined, multi-channel buying process that will need to scale from 20 cars a week to 40+ to hit the post-investment forecast.

Sourcing

  • Sourced multi-channel: direct-to-consumer, 3x OEM dealerships, 2x platforms — no auctions
  • Average 90 cars in stock concurrently
  • 45-day average days in stock
  • 29 days average to sell once listed on advertising platforms
  • 8.5x–10x annual stock turnover

Purchase → Recondition → Sale

£8,100Average purchase price
+£950Average recon cost
£11,700Average sale price

Vehicles Purchased vs. Average Stock

Retail vehicles purchased Average vehicles in stock
0 20 40 60 80 100 Jan Feb Mar Apr May Jun Jul
Average vehicles in stock ran ahead of vehicles purchased throughout the period (81–97 in stock vs. 50–81 purchased per month) — a buying rate that will need to roughly double to support the forecast.

Average Days in Stock

0 10 20 30 40 50 Jan Feb Mar Apr May Jun Jul

Stock Turnover (times per year)

0x 2x 4x 6x 8x 10x 12x Jan Feb Mar Apr May Jun Jul

The Ramp — Forecast Volumes

Retail vehicles purchased, sold and average stock held, monthly, across the 16-month forecast — unit volume scales more than 3x.

Vehicles purchased Vehicles sold Average stock held
0 50 100 150 200 250 300 Sep-25 Oct Nov Dec Jan-26 Feb Mar Apr May Jun Jul Aug Sep-26 Oct Nov Dec
05

Operational Excellence

Full control of preparation, quality control and MOT sits on one freehold site — nothing about vehicle readiness is outsourced.

95%Of vehicle purchases health-checked & pre-sale inspected within 3 days
84%Fully prepared (mechanical, cosmetic, MOT) within 7 days
60%Ready to drive away today, targeting 80%
29 daysAverage days to sell on the advertising platform

On One Freehold Site

  • Integrated 5-bay service workshop
  • In-house MOT station
  • Dedicated detailing facility
  • Quality assurance on every unit before it reaches the forecourt
06

Financial Projections

Last year's trading, prepared for lending review, alongside the 16-month post-investment forecast prepared for this investment round.

Last Year — Sep 2025 to Jul 2026 (11 months, actual)
£7.83mTotal revenue, all sources
£956,465Gross profit — 12.2% average margin
£205,152Net profit before tax — 2.6% average margin
9 / 11Months profitable

After operating expenses of £751,313, the business retained £99,931 after corporation tax and dividends. Trading was profitable in 9 of the 11 months, with modest losses in December (-£3,711) and June (-£2,545). Performance strengthened markedly from January onward, peaking in March at £37,777 net profit before tax, and the period closed on an upward trend in July at £26,031. Stock levels averaged 88 vehicles, turning over at 8.48x per year (40 days average in stock).

Net profit before tax
-10k 0k 10k 20k 30k 40k £25,857 Sep £25,027 Oct £12,384 Nov -£3,711 Dec £15,427 Jan £22,999 Feb £37,777 Mar £29,234 Apr £16,671 May -£2,545 Jun £26,031 Jul
Net profit before tax by month, September 2025 – July 2026 (actual). Red bars mark the two loss-making months.

Forecast — Post-Investment (16 months)

Sep 2025 to Dec 2026 (16 months, forecast)
£23.68mTotal revenue, all sources
£2.90mGross profit — 12.3% average margin
£1.09mNet profit before tax — 4.6% average margin
16 / 16Months profitable

Every month in the forecast is profitable, building from £31,785 net profit before tax in September 2025 to £112,188 by December 2026 — a roughly 3.5x increase. Net margin improves from 3.9% to 5.2% over the period, crossing the 5%+ target from November 2026 onward. Stock levels are forecast to grow from 90 to 240 vehicles on a flat, assumed 9.0x annual turnover.

Net profit before tax, forecast
0k 20k 40k 60k 80k 100k 120k £32k Sep-25 £35k Oct £44k Nov £51k Dec £51k Jan-26 £55k Feb £62k Mar £67k Apr £75k May £75k Jun £70k Jul £78k Aug £86k Sep-26 £95k Oct £103k Nov £112k Dec
Net profit before tax by month, forecast — a steady, month-on-month climb rather than a step change, reflecting the phased build-out of stock and the property purchase.
Retail vehicles sold, forecast
0 20 40 60 80 100 120 140 160 180 67.5 Sep-25 75 Oct 82.5 Nov 90 Dec 97.5 Jan-26 105 Feb 112.5 Mar 120 Apr 127.5 May 135 Jun 142.5 Jul 150 Aug 157.5 Sep-26 165 Oct 172.5 Nov 180 Dec
Retail vehicles sold by month, forecast (units) — volumes more than double over the 16-month period as stock and staffing scale up, from 67.5 in September 2025 to 180 by December 2026.
07

The Investment Ask

A £2.15m growth investment is required, secured against land & vehicle assets. Open to suggested pay-back options and deal structures. All additional staffing and the sales ramp-up will be managed through existing cashflow.

Use of Funds

£900k
Property — land purchase for the existing freehold site
Up to £1.25m
Stocking — growing inventory from 90 to 270 vehicles

Existing Loans & Refinancing

The growth investment will sit alongside the following existing facilities we have in place:

  • Property — £934k at interest only, 8% PA. Commercial mortgage with Allica Bank against the existing property (market value £1.4m).
  • Stocking — £538k at interest only, 10% PA, with a 3-month lead time to pull funds out. Family & friends unsecured loans against stocking (stock value c.£800k).
  • Seller note — £200k, issued by the previous property owner to complete the transaction. Interest only at 8% PA, paid monthly, with a 5-year payback period.

We are open to including these facilities in any deal structure.

Ready to Talk?

Let's discuss deal structure

We're open to suggested options on how this investment is structured. Get in touch to see the full data room and talk it through.

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Who We Are

Meet the Team

A management structure already separate from ownership — built to scale beyond the founding team, not reliant on it.

Ownership Team

JH

JH

Sales Director
LC

LC

Aftersales Director

3x company builder, 8 years industry experience.

PC

PC

Buying Director

25 years in the UK motor industry (OEM & independent).

ZC

ZC

Operations Director

2x company builder, 8 years industry experience.

BC

BC

CTO & CFO

3x company builder, 5 years in industry.

Management Team

BS

BS

Head of Sales

10 years' experience, ex-OEM & independent sales leader.

RG

RG

Head of Aftersales

8 years' experience, ex-OEM aftersales leader.

Let's Talk

Ready to back Gravel Hill's next chapter?

Book time with the team to see the full data room, talk through deal structure, and answer any questions on the numbers behind this opportunity.

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